Mortgage Brokers

Own

First Foundation's mortgage brokerage helps you turn your dream of homeownership into reality with our friendly, professional mortgage brokers in Western Canada. Achieve your personal goals with the lowest mortgage rates! Whether you're purchasing, refinancing, or renewing, we are there.

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Wealth Management

Grow

With a First Foundation Certified Financial Planner, achieve your financial aspirations by leveraging our financial planning and wealth management. We provide personalized strategies to reduce debt and enhance your wealth, supporting your goals with TFSA, RRSP, RESP, GICs, budgeting, and more!

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Home, Auto, Business, and Life Insurance for Albertans

Insurance Services

Protect

Secure your future with First Foundation's trusted team of professional insurance brokers. Safeguard your life goals with comprehensive coverage options, including home insurance, auto insurance, life insurance, and business insurance. Ensure you and your family's peace of mind!

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Blog

First Foundation Insurance is now Westland Insurance

September 29, 2025

Thank You for Trusting First Foundation Insurance At First Foundation, we’ve always been proud to serve Albertans with independent advice, personal service, and a strong commitment to helping our clients… Read it »

First Foundation Mortgages Now Powered by Indi Mortgage

September 9, 2025

We have exciting news. First Foundation Mortgages has joined Indi Mortgage, a strategic move that significantly enhances our ability to serve you. By joining the Indi network, we gain access… Read it »

Self-Employed and Dealing with Debt? Your Mortgage Might Be the Solution

March 23, 2025

Being Your Own Boss Shouldn't Mean Struggling with Debt Self-employment offers freedom and flexibility - but also financial stress, especially when debt mounts up. Inconsistent income, high-interest debt, and tax… Read it »

Current Interest Rates

Term	Rate
1 Year Fixed	4.94%
2 Year Fixed	4.39%
3 Year Fixed	4.15%
4 Year Fixed	4.34%
5 Year Fixed	4.09%
7 Year Fixed	5.14%
10 Year Fixed	5.24%
3 Year Variable	4.15%
5 Year ARM	4.20%
HELOC	5.45%
Prime Rate	4.95%
5 Yr Bond	2.95%
Stress Test Rate	5.25%

Last updated May 23, 2025

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*Terms and conditions apply. OAC. Rates posted may change without notice. Rates listed may not apply to all regions at all times and are subject to lender availability, underwriting approval, and other conditions. Errors and Omissions Excepted.
See our Pricing Policy page for more information.
Stress Test Rate is set by Government of Canada and is the HIGHER of the set rate or Contract + 2%. See best mortgage rates for more details.

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