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First Foundation is a mortgage brokerage with friendly, professional mortgage brokers in Western Canada. Your good credit makes you eligible for the lowest mortgage rates! Purchase, Refinance, Renew, and more!

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Financial Services

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A First Foundation Certified Financial Planner offers financial planning and investment options to help you reduce debt and grow your wealth. We can help you with your TFSA, RRSP, RESP, GICs, budgeting and more!

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Insurance Services

Protect

Trust First Foundation's experienced team of professional insurance brokers for all of your home insurance, auto insurance, life insurance and business insurance needs. Get the coverage you and your family needs!

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Blog

How to Save Money on Life Insurance: 6 Essential Tips

April 23, 2024

Thinking about how to protect your family without breaking the bank? You're not alone. Life insurance is a must-have, but it doesn’t have to drain your wallet. Here are six… Read it »

10 Smart Moves to Secure Your Car & Lower Insurance Costs

April 15, 2024

Welcome back to the #owngrowprotect blog! Today, we're thrilled to have Elyce Cartier, one of our seasoned insurance experts, share some invaluable insights. In her latest piece, Elyce breaks down… Read it »

The Truth Behind Mortgage Brokers: Insights from a Viral Conversation

March 27, 2024

In the ever-evolving landscape of home buying, the debate between using mortgage brokers and going directly through banks has remained a hot topic. Recently, a thread initiated by @Martyupnorth_2 on… Read it »

Current Interest Rates

Term	Rate
1 Year Fixed	6.64%
2 Year Fixed	6.09%
3 Year Fixed	5.39%
4 Year Fixed	5.24%
5 Year Fixed	4.99%
7 Year Fixed	5.80%
10 Year Fixed	5.90%
3 Year Variable	6.25%
5 Year ARM	6.20%
HELOC	7.40%
Prime Rate	7.20%
5 Yr Bond	3.39%
Stress Test Rate	5.25%

Last updated Jan 11, 2024

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*Terms and conditions apply. OAC. Rates posted may change without notice. Rates listed may not apply to all regions at all times and are subject to lender availability, underwriting approval, and other conditions. Errors and Omissions Excepted.
See our Pricing Policy page for more information.
Stress Test Rate is set by Government of Canada and is the HIGHER of the set rate or Contract + 2%. See best mortgage rates for more details.

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